Hiring a bankruptcy attorney significantly increases the likelihood of your problematic debts being discharged. In fact, according to a 2011 study conducted by the Bankruptcy Court for the Central District of California, your chances of a Chapter 7 discharge improve by 30% or more with an attorney while your odds of a Chapter 13 discharge […]
Some 40 million Americans surveyed by the FTC in 2017 reported they had been the victim of consumer fraud. However, many more cases go unreported. In some instances, consumers are embarrassed to admit they’ve fallen for a scam. In others, they may not even realize they’ve been a victim of criminal activity. What counts as […]
Disney launched its video streaming service Disney+ in November 2019. Within one week, thousands of user accounts were up for grabs in online hacker forums. At first glance, the theft of a user name and password combination for a kids’ streaming service may not seem significant. What could anyone possibly do with that data aside […]
For many people, Chapter 7 bankruptcy offers a path out of debt. However, not all debts can be discharged under the Bankruptcy Code. Those debts that cannot be cleared must be repaid by the debtor after bankruptcy. What debt is not cleared by filing Chapter 7 bankruptcy? The U.S. Bankruptcy Code lists several exceptions to […]
Medical expenses are the most common cause of debt in modern America, followed by loss of income. Under these unforeseen, often unavoidable circumstances, even well-prepared people are often forced to file bankruptcy to save their homes, protect important assets, and put an end to stressful collection efforts. A bankruptcy discharges certain types of specified debts, […]
