How can my social media posts lead to identity theft and what can I do to prevent it from happening?
Archives for December 2020
What should I do if a creditor refuses to correct false information on my credit report?
The Fair Credit Reporting Act (FCRA) outlines your right to have inaccurate information on your credit report corrected or deleted in a timely manner. Unfortunately, things do not always work out that way. A recent study by the Federal Trade Commission (FTC) showed 8% of Americans had something inaccurate remaining on their credit report even […]
How do I protect my home and mortgage from identity theft?
Think of “identity theft” as a catch-all term that encompasses many different scams that share the common hallmarks of fraud. Tax identity theft is where a criminal uses your social security number to file your taxes and claim your refund before you do. Medical identity theft means your information is used to get medical care, […]
What are the most current phone scams that my family or I should be aware of?
According to data collected by the Federal Trade Commission (FTC), these are a few of the most common current phone scams: Overpaid Utility Bill Scam A recorded message informs you that you have overpaid your utility bill, are entitled to a refund and perhaps a discount on future bills. You press a button and are […]
How can I protect my identity while shopping online this holiday season?
‘Tis the season – for online scamming. Economists agree the 2020 holiday season will set records in online shopping: up to $189 billion and 18 separate days where online purchases exceed $3 billion. The previous record was just 3 days over $3 billion. Criminals around the world know that this is the best time of […]