Anyone who has ever been through bankruptcy can verify that it is the lifeline they never wanted to need. Something went wrong. For individuals that are the main bread-winner or head of household, the situation is weighted by the fact that whatever happens will impact multiple people. But when obligations exceed income and other options […]
More people die without leaving a will than those that die with one, so first know you are far from alone. This situation is the norm. The legal term is “dying intestate” which means heirs will be identified through the state’s rules of intestacy. The first two items for someone picking up the pieces after […]
What does it mean to be the victim of consumer fraud? “Consumer fraud” is defined as deceptive practices that result in financial or other losses for consumers in the course of a seemingly legitimate business transaction. Some well-known types of consumer fraud are identity theft, phishing schemes, and telemarketing schemes. Though typically thought of as […]
What are my bankruptcy options if I’m self-employed? Self-employed people such as sole proprietors or independent contractors can file for bankruptcy just like everybody else through Chapter 7 or Chapter 13. They are afforded the same protections from creditors, the time to restructure, and the ability to wipe some debts clean. Unlike everybody else, the […]
