Deciding to file for bankruptcy is an enormous decision. Bankruptcy can be a powerful tool for overcoming financial hardships that have gotten out of control, but it does have an impact on your future finances. It can also be a stressful experience, especially if you’re navigating the process alone. Our clients have many questions when […]
Once the court closes your bankruptcy case, you’ll want to review your new financial circumstances and make a strategy for moving forward. While your bankruptcy can stay on your credit report for up to ten years, you can improve your credit in much less time by taking the following actions. Review your credit report Your […]
If debt collectors are harassing you, you do have recourse. Take the following steps to stop harassing collection calls. Understand your rights Under the Fair Debt Collection Practices Act of 1978, debtors are protected from harassment by debt collectors. The FDCPA stipulates when, where and with whom the debt collector may communicate as well as […]
All bankruptcy petitions provide an opportunity for honest individuals to climb out from under debt with a clean slate. However, each has different requirements and outcomes as well as advantages and disadvantages. Read on to learn the major differences between Chapters 7, 13, 11, and 12. Chapter 7 Who can file Chapter 7? Under Chapter […]
Drawing up a will touches on some of our biggest fears and anxieties. There’s the matter of our mortality, of course, and that dreary topic is in no way lightened by the fact of bureaucracy. No one wants to spend their time filling out forms and filing paperwork while contemplating their ultimate demise, but neglecting […]
It’s hard to imagine life going on in the wake of a death. Family members and friends may grieve for months or years, depending on the circumstances. During that time, it feels as if the world’s spinning has ground to a halt. It can leave loved ones feeling paralyzed and helpless. It’s exactly this fact […]
